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I'm an Indian resident, above 18 years of age, with an active Savings account 
I am the primary holder of both Debit Account (Other Bank) & Credit Account (HDFC Bank)
I have completed my KYC (ID & Address Proof) with HDFC Bank
I have my HDFC Debit Card / NetBanking details handy for identity verification
My mode to operate HDFC bank account is Single / Either or Survivor